Posts in category 'Real Estate Market Reports'
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2026 | 40 Posts
- September |
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August |
- - The Little Repairs Buyers Always Notice Before Making an Offer
- - Buying a Home Isn't Just About the House: What to Look for in a Neighborhood Before You Buy
- - Thinking About Selling This Fall? What Capital District Homeowners Should Be Doing Right Now
- - Before Fall Arrives: What Capital District Homeowners Should Check Around Their Homes Now
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July |
- - Is Your Home Showing Its Age? Home Trends That May Be Dating Your Space—and Simple Ways to Refresh It
- - Living in the Capital District of New York: Your Guide to the Region's Best Communities
- - Why Your Home's First Impression Starts Online: Preparing for Today's Digital Buyers
- - The Hidden Value of Local Knowledge: Why Choosing a Local Real Estate Broker Still Matters in 2026
- - Should You Renovate Before Selling? Smart Updates That Can Help Your Home Stand Out
- June |
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May |
- - Cómo Obtener el Mejor Precio al Comprar una Casa en la Región Capital de Nueva York
- - How to Get the Best Deal When Buying a Home in New York's Capital Region
- - First-Time Buyer Guide: Understanding PMI and How It Affects Your Mortgage
- - FHA vs. Conventional Loans: Understanding Your Mortgage Options
- - Everything You Need to Know About Credit Scores
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April |
- - New York Housing Market 2026: Key Trends Buyers and Sellers Need to Know
- - What Every Homeowner Should Know About Today's Real Estate Market in the Capital District, NY
- - Renovation ROI: Smart Upgrades That Add Value
- - Leasing Velocity in 2026: The Hidden Risk Impacting Multifamily Returns
- - Is a Fixer-Upper Worth It? What Buyers Should Really Know
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March |
- - Understanding Capital District Market Trends: Business Insights for Albany, Schenectady, Troy & Saratoga Springs
- - What Homeowners Should Know About Mortgage Forbearance
- - Airport Chaos & Rising Costs: What Today's Shutdown Means for Business and Real Estate
- - Why the BP Refinery Lockout Could Impact Every American
- February |
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January |
- - Top Home Design Trends for 2026: What to Expect in Real Estate
- - Decorating Small Spaces: How to Make Compact Homes Feel Open and Inviting
- - How Much Is Your Saratoga Home Worth in 2026?
- - Capital Region NY Real Estate Market: Albany, Saratoga, Schenectady, Troy & Cohoes
- - My Realistic Morning Routine for a Productive Day
- 2025 | 15 Posts
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Mortgage Rates Hit a 2026 High: What Buyers and Sellers Need to Know
If you have been thinking about buying a home, selling your current property, or simply keeping an eye on the housing market, mortgage rates are once again making headlines.
After a relatively calm period in August, mortgage rates moved higher following Federal Reserve Chairman Kevin Warsh's closely watched speech at the Jackson Hole Economic Policy Symposium. The daily national average for a 30-year fixed-rate mortgage reached 6.87% on Monday, August 31, according to Mortgage News Daily, the highest daily level of 2026 at that point.
And rates have continued to move. Mortgage News Daily reported the average 30-year fixed rate at 6.89% on September 1; another reminder of just how quickly mortgage rates can change. For buyers and sellers, whether here in New York's Capital District or anywhere else in the country, the important question isn't simply, "How high are mortgage rates?"
The better question is:
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2026 Capital District New York Real Estate Investment Trends Report
The Capital District real estate market has remained one of the more resilient investment markets in New York during the first half of 2026. While higher mortgage rates continue to pressure affordability, strong demand, limited inventory, major redevelopment projects, and continued semiconductor and technology investment are supporting both residential and commercial property values.
Key Investment Trends
- Housing Inventory Remains Extremely Tight
The region continues to suffer from a shortage of available homes. As of spring 2026, housing inventory across the Capital Region was down approximately 5.5% year-over-year, with only 1.9 months of supply available. Homes are selling quickly, averaging about 40 days on market and achieving roughly 99% of asking price. This limited supply continues to support property values and rental demand.
- Multifamily Remains the Preferred Asset Cl...
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Existing Home Sales Across the United States in May: Signs of a Housing Market Recovery
The U.S. housing market showed renewed momentum in May as existing home sales posted one of their strongest performances of the year. Despite ongoing affordability challenges, elevated mortgage rates, and economic uncertainty, buyers returned to the market in greater numbers, signaling resilience in the nation's real estate sector.
Existing Home Sales Show Positive Growth
Existing home sales increased during May, reflecting stronger demand and improved market activity compared with previous months. The growth suggests that many buyers are adapting to higher borrowing costs and are moving forward with purchasing decisions despite economic headwinds.
Housing experts note that the increase in sales activity was supported by stable...