November 14, 2025
Economic Impact on Real Estate
Federal Housing Programs Resume: FHA, VA, USDA Loans Restart After Government Shutdown
November 14, 2025
The federal government has officially reopened following a historic shutdown, and with it, key federal housing programs are back online. This is major news for homebuyers, sellers, and REALTORS® who rely on FHA, VA, USDA, and flood insurance services to complete real estate transactions.
If you've been waiting on a loan approval or trying to close on a home, this new government spending deal could help get your transaction moving again.
Federal Housing Programs Resume After Shutdown
The shutdown created widespread delays across the U.S. housing market, halting critical services that thousands of consumers depend on.
According to Shannon McGahn, Chief Advocacy Officer of the National Association of REALTORS® (NAR), the agreement "brings...
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